Nobody is perfect, particularly when it comes to managing personal finances. You might be able to get the fee for bouncing a check waived. Getting a fee waived

Some debt is actually good for your credit score. For example, a current mortgage will improve your credit score. This is a good debt. Real estate is good

Debt settlement is not for the meek. Even though some debt settlement company might paint a rosy picture of how you can pay pennies on the dollar, they dont

Make sure you take advantage of the services offered by your bank to alert you to account information. If something happens in your account you will be notified

If you need to, use several different banking accounts to arrange your budget in. You can use one checking account to pay fixed monthly expenses, and use money

Unless you have no other choice, do not accept grace periods from your credit card company. It seems like a great idea, but the problem is you get used to not